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Services

We craft custom investment strategies to help you pursue your unique goals. We focus our financial planning services on the needs of our clients and maintain strategic alliances with individual CPAs, attorneys and the asset managers throughout our region.

We provide a full array of comprehensive personal and business financial services.  Feel free to contact us for a complimentary initial consultation or brief introductory conversation to determine how we might collaborate with you toward achieving your financial goals.

Investment Services

We begin by getting a clear understanding of your overall financial and investment goals. We discuss your investment preferences and concerns, your attitudes toward risk and your time frame for the assets in each account. To implement your various investment strategies, we'll work with you to build appropriately diversified portfolios, with access to the following:

  • Managed Accounts
  • Fee Based Financial Planning Services
  • Mutual Funds and ETFs
  • Individual Stocks and Bonds
  • IRAs and Roth IRAs
  • Fixed and Variable Annuities
  • Alternative Investments (Various REIT & Energy Offerings)

Insurance Services

When evaluating your risk management needs, we will perform a full audit of existing insurance policies and a beneficiary review, as well as the review of trusts that may own certain policies.  We can offer access to the following solutions:

  • Life Insurance
  • Disability Income Protection
  • Long-Term Care Insurance
  • Business Income Continuation, Succession and Estate Planning strategies

Employee Benefits

We provide a consultative review of all your employee benefits, looking to ensure that any benefits offered are fulfilling their intended purpose and are the most cost-effective available.  We can propose solutions in the following areas:

  • 401(k) Plans: Safe-Harbor, Cross-Tested and New Comparability Designs
  • 403(b) Plans
  • Profit Sharing Plans
  • SEP IRAs
  • SIMPLE Plans
  • Executive Deferred Compensation Plans
  • Cash Balance Plans:  integrated design with Defined Contribution Plans
  • Group Insurance
  • Health and Dental Care
  • Life Insurance
  • Short Term and Long Term Disability Income coverage
  • Long Term Care insurance

We provide a full array of comprehensive personal and business financial services.  Feel free to contact us for a complimentary initial consultation or brief introductory conversation to determine how we can work together toward your goals.